Leeds, West Yorkshire

Commercial Mortgage Broker in Leeds

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Leeds and West Yorkshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£245
Avg Price/sq ft
6.5%
Average Yield
+24.8%
5yr Price Growth
+17.5%
5yr Rental Growth

Leeds commercial property delivers 6.5% average yield.

Leeds yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Leeds commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Leeds commercial property market signals

The factors lenders weigh when assessing Leeds commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

UK's second financial centre with strong professional services demand. South Bank creating massive development opportunity. Build-to-Rent market established.

, CMB Market Analysis

Key Industries

  • Financial Services
  • Legal Services
  • Technology
  • Healthcare
  • Higher Education
  • Digital

Transport Links

  • Leeds rail station (mainline)
  • Leeds Bradford Airport
  • M1 and M62 motorways

Regeneration

South Bank regeneration (Europe's largest city centre project); Temple development; West End

Market ReportQ1 2026

Leeds Q1 2026 Commercial Property Market Report

Leeds is the UK's second financial centre and the deepest commercial property market outside London and Manchester, with 4,307 commercial-leaning transactions registered with HM Land Registry across the rolling five years to Q1 2026.

1,626 words5 sourcesTier 1
Read the full Leeds report

Listen: West Yorkshire Q1 2026 commercial property briefing

The West Yorkshire regional briefing covering Leeds and the wider region. A Q2 2026 commercial property briefing on West Yorkshire, Yorkshire's financial and legal capital, anchored on Leeds, with the deepest auction dataset of any county in our coverage. We walk through twenty-six Acuitus lots, a bimodal yield distribution running from below one percent on Leeds reversionary income up to six and a half percent on the Bradford Wool Exchange, and the Leeds-versus-Bradford spread that defines the regional risk premium.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

Leeds commercial districts and prime rents

Submarket-level prime rent benchmarks across Leeds's main commercial districts, the figures that shape valuations, lender comparables and target acquisition prices.

City Square/Wellington Street

Prime CBD

Prime Rent: £28-35 psf

Sovereign Square

New Build Office

Prime Rent: £30-36 psf

Wellington Place

Premium Office

Prime Rent: £32-38 psf

Holbeck Urban Village

Creative/Tech

Prime Rent: £16-22 psf

South Bank

Major Regeneration

Prime Rent: Emerging

Leeds commercial property transactions by sector

9 confidently-classified commercial sales in Leeds across the last 60 months, sourced from HM Land Registry Price Paid Data. Filter by sector to see the recent comparables lenders use to benchmark valuations.

All commercial sectors in Leeds
9transactions
OfficeQ1 2026

Unit 3 Rudgate Business Centre, Rudgate, Thorp Arch, Wetherby

£1,920,000
OfficeQ4 2025

Unit 1, Gemini Business Park, Leeds

£266,466
OfficeQ4 2025

5 - 6, Northwest Business Park, Leeds

£395,000
IndustrialQ4 2025

Esterform, Moor Lane Trading Estate, Sherburn In Elmet, Leeds

£13,750,000
Land / PlotsQ4 2025

Plot 52, Hilton Grange, Bramhope, Leeds

£6,000
OfficeQ4 2025

Acorn Business Park, Unit 9, Killingbeck Drive, Leeds

£170,000
Land / PlotsQ4 2025

Plot Shw08, Tarn Lane, Wike, Leeds

£23,625
RetailQ4 2025

26, Market Place, Otley

£117,500
OfficeQ4 2025

High Mill Business Park, Unit 3, Mill Street, Morley, Leeds

£220,000
CommercialQ1 2026

20, Westbourne Place, Leeds

£67,000
CommercialQ1 2026

4, Green Terrace, Guiseley, Leeds

£250,000
CommercialQ1 2026

30, Flat 2, Street Lane, Leeds

£140,000
CommercialQ1 2026

16, Wolsey Croft, Sherburn In Elmet, Leeds

£227,000
CommercialQ1 2026

3, Pendas Crescent, Leeds

£471,908
CommercialQ1 2026

57, Dorset Road, Leeds

£115,000
CommercialQ1 2026

30, Lingfield View, Leeds

£103,500
CommercialQ1 2026

2, Wharfe Mews, Wetherby

£300,000
CommercialQ1 2026

53, Bawn Approach, Leeds

£135,000
CommercialQ1 2026

18 - 20, Benson Street, Leeds

£1,560,000
CommercialQ1 2026

44, Holtdale Place, Leeds

£145,000
CommercialQ1 2026

93, Stanningley Road, Leeds

£180,000
CommercialQ1 2026

30, Waincliffe Place, Leeds

£195,000
CommercialQ1 2026

9, Village Place, Leeds

£203,000
CommercialQ1 2026

20, Woodview Street, Leeds

£120,000
CommercialQ1 2026

8, Nowell Parade, Leeds

£100,000
CommercialQ1 2026

27, Sandringham Gardens, Leeds

£134,500
CommercialQ1 2026

10, Snowden Way, Leeds

£117,000
CommercialQ1 2026

19, Nowell Place, Leeds

£152,000
CommercialQ1 2026

54, Temple View Grove, Leeds

£116,000
CommercialQ1 2026

74, Longroyd View, Leeds

£105,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort , smaller sectors may include mixed-use or conversion deals.

Leeds student housing and HMO finance

66,000+ students across 2 institutions drive sustained occupier demand for purpose-built student accommodation and licensed HMOs in Leeds.

Universities

2 institutions · 66,000 students

  • University of Leeds
  • Leeds Beckett University

HMO Hotspot Areas

Hyde ParkHeadingleyBurleyWoodhouseKirkstall

HMO Licensing

Article 4 In Effect

Leeds City Council operates selective licensing in certain areas

Typical HMO Yield: 7-9%

Key Licensing Areas

LS6 (Headingley/Hyde Park)LS7 (Chapel Allerton)LS8 (Harehills)

Article 4 covers major student areas. Premium established HMO market with strong demand.

Leeds commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Leeds commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Leeds. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Leeds commercial property investment fundamentals

What makes Leeds fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • UK's second financial centre
  • Massive regeneration pipeline
  • Strong rental growth
  • Major university city

Development Opportunities

South Bank offers transformational opportunities; Temple, West End, and fringe areas all active.

Lender Appetite

Very strong appetite from all lender types. Quality schemes attract competitive terms.

Broker Notes

UK's largest financial centre outside London. South Bank creating £7bn development opportunity. Strong BTL lending for student areas. Yorkshire BS and Leeds BS offer competitive local rates.

Property Types We Finance

Grade A OfficeBuild-to-RentIndustrialRetailStudent AccommodationMixed-Use

Our team has extensive experience across West Yorkshire property finance markets.

Need a commercial mortgage decision in Leeds?

Our team will review your asset, sector and structure against current Leeds lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Leeds

Commercial property news for Leeds will appear here once available. Check back soon for the latest market updates.

Leeds Commercial Mortgage Calculator

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Leeds Location

Commercial mortgage services available across Leeds and surrounding areas. View larger map

Leeds commercial mortgage FAQ

Data-grounded answers about commercial property finance in Leeds, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Leeds?

HM Land Registry recorded 4,307 commercial property transactions in Leeds during the most recent reporting window. The median commercial sale price is £165,000, with the middle 50% of deals between £118,854 and £255,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Leeds?

The median commercial sale price recorded by HM Land Registry in Leeds is £165,000. Smaller end deals (lower quartile) sit around £118,854, while larger transactions (upper quartile) reach £255,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Leeds.

Which commercial property sectors are most active in Leeds?

The most active commercial sectors in Leeds (by recorded transaction count) are: office (5 transactions), land (2 transactions), industrial (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class, speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Leeds?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Leeds. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Leeds?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Leeds. We will review the asset, sector, deal structure and lender appetite specific to Leeds and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Leeds project?

Speak with our specialist team today and get a decision in principle within 48 hours.